Compare quotes in minutes and you could save up to £590.37*
If you own or operate a van in the UK, you are legally required to have van insurance. It’s essential for covering liability in case you are involved in an accident that causes injury to others or damage to their property.
In addition to the legal requirement, having van insurance is crucial for protecting your investment and managing potential risks while operating a van on UK roads. It can also provide peace of mind knowing that you have financial support in case of accidents or unexpected events.
Understand your specific needs and how you use your van.Select the coverage level that best suits your needs.
Evaluate optional extras offered by insurers to determine if they are necessary for your circumstances.
Improve your van's security with features like alarms, immobilisers, tracking devices, and secure parking.
If possible, pay your insurance premium annually instead of in monthly installments.
Avoid traffic violations and accidents to maintain a clean driving record.
Consider the amount of voluntary excess you're willing to pay in the event of a claim.
If you have other insurance policies, such as home or business insurance, check if the same insurer offers van insurance and consider bundling them together for potential discounts.
Review your insurance policy annually upon renewal to ensure it still meets your needs.
If you have multiple vans for your business, consider fleet insurance.
Several factors can affect the price of van insurance in the UK. These include:
If your van has modifications or custom accessories, inform your insurer, and consider adding these details to your policy to ensure they are adequately covered.
Most van insurance policies allow you to cancel at any time, but there may be specific terms and conditions related to cancellations. Review your policy documents for details.
To make a claim, contact your insurance provider as soon as possible and follow their claims process. You will typically need to provide details about the incident, supporting documents, and any relevant information.
It depends on your insurer and policy. Some insurers may allow you to transfer the coverage to a new van, while others may require you to purchase a new policy. Check with your insurer for details.
If your van is not in use or is declared as off the road (SORN), you may not need full insurance coverage, but you are still required to have a minimum of TPO insurance unless you officially declare it as off the road with a SORN.
*51% of consumers could save £590.37 on their Van Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from August 2023. The savings you could achieve are dependent on your individual circumstances.