Compare multi car insurance quotes
Compare quotes in minutes and you could save up to £518*
- Compare quotes from over 120+ UK providers
- You could save up to £518 on car insurance [1]
- Enjoy a year of savings from over 300 brands with MoneySpider Premium Rewards when you purchase a policy [2]
Why compare car insurance
Compare car insurance quotes online and you could start saving today.
You can compare multi car insurance from the UK's biggest brands
Register with MoneySpider and join our exclusive rewards club that can save you up to £1,800 a year from over 300 high street brands, including major supermarkets!
Why choose multi car insurance?
A multi car policy can be a great way to keep things simple and cost-effective. Instead of juggling separate policies for each driver or vehicle, you can bring them all together under one provider.
Many insurers offer discounts for each additional car you add, which means the more cars you insure, the more you could save. Plus, having a single renewal date makes it easier to keep track of your cover.
What to consider before choosing multi car insurance
Before you switch to a multi car policy, think about how each car is used and who drives it. If you have a mix of experienced and younger drivers, it’s worth checking how this will affect the combined cost.
It’s also important to compare individual quotes against a multi car policy — in some cases, separate policies might still be cheaper depending on your circumstances.
Types of multi car insurance
This is the minimum legal requirement. It covers liability for injury or damage to other people and property caused by your vehicle.
In addition to third-party coverage, TPFT insurance also covers your vehicle if it’s stolen or damaged by fire.
Comprehensive insurance covers you if you damage your car, somebody else’s car or if you injure somebody in an accident, regardless of who’s at fault. It also covers your vehicle if it’s damaged by fire or stolen.
Telematics insurance involves the use of a black box device installed in your vehicle or a smartphone app to monitor your driving behaviour.
PAYG insurance allows you to pay for coverage only when you’re using your vehicle. It’s often used by occasional drivers and can be a cost-effective option.
Multi-car insurance allows you to cover multiple vehicles and drivers under a single policy.
Temporary car insurance provides coverage for a short duration, typically from one day up to a few months.
If you use your vehicle for business purposes, you may need commercial car insurance.
Factors that affect multi car insurance
Driver age and experience
Younger or less experienced drivers may increase the overall cost.
Driving history
Any claims, accidents, or motoring convictions across all drivers will affect premiums.
Number of vehicles
The more cars added, the bigger the potential saving, but each car’s risk level is factored in.
Car types and values
High-value or high-performance vehicles may raise costs compared to standard models.
Annual mileage
How much each car is driven influences the level of risk.
Location
Where the vehicles are kept overnight (such as a garage or driveway) impacts cover.
Save more with multi car insurance — cover all your vehicles under one policy
If your household runs more than one car, managing separate insurance policies can be costly and complicated. Multi car insurance allows you to cover multiple vehicles under a single policy, often with generous discounts and the convenience of one renewal date.
At MoneySpider, we make it easy to compare multi car insurance quotes from trusted providers, helping you save money while simplifying your cover.
Advice for getting the best deal
To get the best value from multi car insurance, make sure to:
Compare a wide range of providers before deciding.
Add cars as they come up for renewal, so you don’t miss out on discounts.
Consider fitting telematics devices for younger drivers to reduce their portion of the premium.
Review your level of cover to ensure it meets everyone’s needs, from third party to comprehensive.
FAQ
Need more help?
How many cars can I insure on one policy?
Do all cars need to be registered at the same address?
Can I add a car partway through the policy?
Do all drivers earn their own no claims bonus?
Is multi car insurance always cheaper?
Helpful guides & articles
How you could save money on your car insurance
Car insurance is a legal requirement for drivers in the UK, but it doesn’t have to break the bank. With
Car insurance discounts: how to save money on your premiums
Car insurance is a necessity for drivers in the United Kingdom, but it can also be a significant expense. Fortunately,
Types of car insurance coverage: what do you really need in the UK
Car insurance is a legal requirement in the United Kingdom, and it’s essential for protecting yourself and others on the
