Compare cheap car insurance for women
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Why compare car insurance
Compare car insurance quotes online and you could start saving today.
Compare cheap car insurance for women
Compare quotes in minutes and you could save up to £535*
- Compare quotes from over 130+ UK providers
- You could save up to £535 on car insurance [1]
- Enjoy a year of savings from over 300 brands with MoneySpider Premium Rewards when you purchase a policy [2]
Why compare car insurance
Compare car insurance quotes online and you could start saving today.
You can compare car insurance for women from the UK's biggest brands
Register with MoneySpider and join our exclusive rewards club that can save you up to £1,800 a year from over 300 high street brands, including major supermarkets!
What does car insurance for women include?
Car insurance for women works much the same as standard car insurance, but some insurers offer benefits and extras that reflect the needs of female drivers. Depending on the policy, cover may include:
Comprehensive, third party, fire and theft, or third party only options
Enhanced breakdown cover with roadside assistance
Cover for personal belongings or child car seats
No-claims discount protection
Optional extras like courtesy cars and windscreen cover
By comparing your options, you can find the right balance of protection and value.
What to consider before choosing a policy
When comparing car insurance, it’s worth looking beyond just price. Consider what’s included, such as breakdown cover or protection for personal items, which could be particularly useful if you travel with children or carry valuables.
Also check whether extras like courtesy cars, windscreen repair, or protected no-claims discounts are available, as these can add real value to your policy.
Types of car insurance
This is the minimum legal requirement. It covers liability for injury or damage to other people and property caused by your vehicle.
In addition to third-party coverage, TPFT insurance also covers your vehicle if it’s stolen or damaged by fire.
Comprehensive insurance covers you if you damage your car, somebody else’s car or if you injure somebody in an accident, regardless of who’s at fault. It also covers your vehicle if it’s damaged by fire or stolen.
Telematics insurance involves the use of a black box device installed in your vehicle or a smartphone app to monitor your driving behaviour.
PAYG insurance allows you to pay for coverage only when you’re using your vehicle. It’s often used by occasional drivers and can be a cost-effective option.
Multi-car insurance allows you to cover multiple vehicles and drivers under a single policy.
Temporary car insurance provides coverage for a short duration, typically from one day up to a few months.
If you use your vehicle for business purposes, you may need commercial car insurance.
Factors that affect the cost of car insurance
Driving experience
New drivers usually pay higher premiums until they build up experience.
Type of car
Cars with higher performance, larger engines, or expensive parts are generally more costly to insure.
Annual mileage
Lower mileage often results in lower premiums.
Location
Living in areas with higher accident or theft rates can increase costs.
Claims history
A clean driving record helps reduce premiums.
Security
Cars kept in a garage or with alarms/immobilisers tend to be cheaper to insure.
Find tailored car insurance for women drivers
At MoneySpider, we know every driver is unique. While EU regulations mean insurers can’t set prices based on gender, many providers still offer products and perks that appeal to women drivers. These can include policies with enhanced breakdown cover, child car seat replacement, or handbag and personal belongings protection.
We make it simple to compare car insurance quotes that suit your lifestyle — so you can enjoy driving with peace of mind.
Ways to reduce car insurance costs
If you’re looking for the best deal, it helps to keep your driving record clean and your mileage realistic. Adding an experienced named driver, such as a parent or partner, can sometimes reduce premiums, but only if they genuinely use the car.
Investing in security features, parking off-road, and choosing a car in a lower insurance group can also help keep costs down. Always review your policy at renewal to make sure it still meets your needs.
FAQ
Need more help?
Is car insurance cheaper for women?
Can I get cover for child car seats or personal items?
Does adding a named driver reduce my premium?
Are there specialist policies just for women?
What’s the best way to find a good deal?
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[2] Any customer who creates an account with MoneySpider can gain access to Essential Rewards, but only those who take out a policy for a qualifying product automatically gain access to Premium Rewards. Please refer to our Rewards T&Cs and Privacy Policy.
